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Hello there! My name is Fair. Thank you for dropping by, you magical human!

I have spent most of my life before the age of 30 struggling financially. Not because I am not good with money, I am told that I'm excellent with money. I guess when you start life with very little money, money is harder to grow. I came from an impoverished background, which I didn't realise until I joined the Army aged 16. I was issued seven pairs of socks. Seven. These spectacularly itchy, swamp green socks were all mine! I was 16 and owned more pairs of socks than I can ever recall owning. The Army also issued me SO many clothes, yes they were all camouflage and slightly too big, but I had a wardrobe full!

The bonus of basic training is you spend most of your time in uniform. I was not too fond of non-uniform days at school. Our school did a week called conference week, where you learned life skills. It was all in non-unform. I only owned one vest and one skirt, which I had to wear every day. My mum would wash my vest in the sink every night to clean for the next day. I felt like the scruffy kid. I was the scruffy kid. In the Army, my new friends would lend me clothes and were kind to me. The Army was a lottery win for me. 

In the Army, I experienced a wage for the first time. I squirrelled as much of it away as possible because ISA's paid well in those days, and I never wanted to be without money again. I did buy myself new clothes, because what else would a teenager do! In 2002 I was deployed to Afghanistan, then Iraq in 2003 as a Combat Medical Technician. These Operational Deployments opened my eyes to absolute poverty and women having a limited education, which shocked me. I was 21 and decided maybe I could do more with what I had back in the UK. 

In 2006 I applied and was offered a place at university. Higher education is not something I ever thought I would be privileged enough to do, but I got in. I worked hard. I didn't have the A-Levels that my peers had, although I did have ingrained in me seven years of discipline and grit. I studied hard. In the second year of my degree, it was suggested I fast track on the masters. I did. I was working three jobs and studying hard. I liked the routine of the university lifestyle. Things were going well. Then my mum unexpectedly passed away. During this time, I was 'let go' from one of my jobs, the 2008 crash was starting. I was lucky enough to have relatives support me financially for my masters, just sufficient to cover the wage I would have had. I was 26. When I was 27, my dad was diagnosed with terminal cancer. He would later pass away three years later. 

Realising I would not be finding a job in forensic anthropology anytime soon, and life is short, I decided to spend a year travelling at the end of my master's degree in 2009. In January 2010 myself and a friend decided to travel the world for a year. We lived with monks in Nepal, studied Muay Thai in Thailand, drank Singapore slings in Singapore, enjoyed the tea in Malaysia, the sunsets in Bali and explored the East Coast of Australia. Of course, we had to work hard to afford this, and we picked up jobs in Australia to pay for our adventures, including packing asparagus and door to door sales. By the end of 2010, this adventure was over, and it was back to the UK, where I found myself jobless and almost homeless. I am so pleased I have friends with sofas! Things were not looking great. I was down to about four pairs of socks, and they were pretty threadbare.

Luckily I had an old Army buddy who had just purchased a two-bedroom house with help from a payout he had from being wounded in Afghan from a roadside bomb. He suggested I come and stay with him until I got back on my feet. I moved across the country with my two bags with all my belongings. I never left. One dog, one wedding and a house move later, we are still happily married. I went to uni (again) and gained a professional qualification, and we want to start winding down and enjoying life. 

Our ambition is to pay off the mortgage in the next ten years! I think having a healthy relationship with money is essential. I am not sure measuring wealth by the number of socks you own is healthy or not, but I have a drawer full of socks, so things are going pretty well! Although I always ask for new ones at Christmas, which many people think is weird. This blog will share all the ways we save pennies and become mortgage-free by 2031. I also love vintage fashion (1930s-1950s) and beauty, so I will be sharing some of my tips on dressing this way within a budget.
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Thanks again for being so lovely. I hope your sock drawers are always abundant with the fluffiest and cosiest of socks.

 

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